What is Comprehensive Coverage?
If you have a Massachusetts auto insurance policy and have actually looked at it, you have noticed that there are a lot of options for coverage. One of these options is comprehensive coverage. This, in my opinion, is a no-brainer coverage that everyone should have. It covers quite a bit and the premium is very reasonable.
Comprehensive covers damage to your vehicle (less your deductible) caused by an event OTHER than a collision, such as fire, theft or vandalism. That is a lot of coverage! One of the other amazing things that comprehensive coverage gives you is glass repair and replacement with no deductible!
If you have comprehensive coverage and a rock hits and cracks your windshield, you are covered to have it replaced or repaired (the glass company will look at it and discuss which is the best option for you). Or if your husband is loading a large piece of machinery into his truck and looses control of it, sending it flying to the back and the handle crashes through the back slide window - yes, sadly this happened - it is covered.
Trust me, you don't want to pay for a new windshield on your own if you don't have to! So many people are looking to save some money and are cutting back on their insurance coverage to do it! We understand times can be tough financially, in fact I just wrote a post about other ways to save money instead of cutting insurance coverage, but comprehensive coverage is something you shouldn't be without!
If you are interested in learning more about comprehensive coverage, if you have it, or how much it would be to add it to your policy, please give Ross Insurance a call at 413-536-8380. We are happy to help you out and make sure you have the kind of coverage that will work the best for you! Don't sacrifice a great coverage that gives you a lot of a little!