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Newsletter

13Feb. 2018

Going Green: 8 Things to Consider Before Switching to an Electric Vehicle

You’ve changed your light bulbs to LEDs while also contemplating going solar. You recycle everything you can, always bring reusable bags to the grocery store, and think a lot about your carbon footprint. It makes sense that an electric vehicle is on your list of ways to help both the environment and your energy costs. Before you make the switch, consider both the pros and cons of owning an electric vehicle.

Pro: Refueling is Easy


No more trips to the gas station or watching gas prices go up with dread. At the end of the day, come home and plug your car in so it can charge. You don’t have to do anything else. Once the habit is established, it’ll become another step in your daily routine. You may even be able to charge up while you’re at work, too.

Con: Refueling Takes Time


Running late and nearly out of power? With a gas-powered vehicle it’s a quick stop to gas up before getting on the road. In an electric vehicle, you’ll need at least 20 minutes to get enough charge to travel about 50 miles. Forget to plug in one night, and you’ll be late for work the next day.

Con: A Smaller Range to Roam


Earlier models of electric vehicles have a driving range of 80 to 100 miles. This means you can only go so far before you need to charge up again. Newer versions are increasingly extending that range, in some cases up to 200 miles. But an electric vehicle definitely isn’t a road trip kind of vehicle.

Pro: Less Expensive Maintenance


Maintaining an electric vehicle costs less than its gas-powered counterpart. Since you’re not putting gas in the car and oil isn’t a requirement for the engine, you don’t have to worry about oil changes, filters, and, of course, the cost of gas. Not all maintenance costs disappear with an electric vehicle but many do.

Con: Higher Sticker Price


Buying an electric vehicle is a major financial investment. Depending on the make, model, and year, you may spend $30,000 to $40,000 for your vehicle. Some companies offer incentive packages, and tax breaks may be available but it will definitely cost more than your basic coupe or small sedan.

Pro: Pollution Reduction


Electric vehicles have zero emissions. You’re not burning fossil fuels to power it and you’re not spewing carbon dioxide into the air we all have to breathe. Plus, you contribute to a reduction in noise pollution because electric vehicles make almost no sound. You’re a conservation hero every time you get behind the wheel.

Con: No Noise Isn’t Safe


Whether you think about it or not, when you’re in a parking lot or near the road, your ears are tuned to the sound of a car. It helps keep you aware of your surroundings and safe. Electric vehicles create almost no sound once you turn them on. This can be a safety hazard for pedestrians and others. Many electric vehicles are equipped with artificial means of making noise specifically for safety. Make sure the one you buy is, too.

No Major Difference in Your Insurance


Newer vehicles with better safety features help decrease your auto insurance premiums. At the same time, moving from a vehicle with a low replacement value to one with a high value may increase your premiums. Depending on your previous vehicle, your policy, and your insurance company, you may see no major difference in your premiums.

Whether you switch to an electric vehicle or stick with what you know, always keep your Massachusetts auto insurance policy updated with new vehicle information. And if buying any vehicle makes your insurance less affordable, contact Ross Insurance so we can help you find a better option.

 

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