Cutting Auto Insurance Cost Without Cutting Coverage
When looking for ways to cut the costs of your Massachusetts auto insurance, it is important to remember that you get what you pay for. This means that paying a minimal price for insurance could mean that your coverage could be minimal also. Don't compromise the amount of coverage that you need by settling for low cost. You never understand why you pay for insurance - until you need it.
We have put together a few ways to save money on your insurance premium without having to sacrifice coverage! Take a look:
- Driving Safely- An accident free driving record will help to keep your premiums low. Following the rules of the road means less moving violations and will keep your driving record clean of auto claims.
- Air Bags and Security Devices- Vehicles that have air bags and/or security devices are eligible for a discount. Give us a call and we can let you know what qualifies as a security feature and if we can help you get the discount.
- Good Student Discount- If you have a young driver that maintains a B average or better, you would be eligible for a discount. (Trust me here - the young drivers add a lot to your premium, any discount THEY can help you get is wonderful!)
- Increased Deductibles- Currently in MA you can have a collision deductible as low as $300.00. Increasing this amount to $500.00 or $1,000.00 WILL save you money!!
- Defensive Driving Course- Some companies offer a discount for those who have completed a defensive driver course. This is especially helpful for younger drivers.
These are just a few of the discounts that can help to lower your premium and keep your coverage where it should be. We understand that times can be hard financially, which is why we want to help in any way we can. As an Independent Insurance Agent, Ross Insurance Agency represents several insurance carriers and can shop around for the best prices for you right in our office. Feel free to come in or give us a call to find out about these and other discounts and let us help you get an insurance policy tailored to your needs. Give us a call today at 413-536-8380!