HOURS: Monday - Friday: 8:30am - 4:30pm


413.536.8386 (fax)
150 Lower Westfield Road
Holyoke, MA 01040

Employee Benefits

Mike Welnicki leads the Employee Benefits division at Webber and Grinnell. Recognized as one of the leading experts in the Affordable Health Care Act, Mike and his staff provide a breadth knowledge and personalized service that is unmatched in the Pioneer Valley. Taking the time to help our clients and their employees with navigating the complex world of healthcare and HR support is what sets us apart. Some of the services, support and guidance we provide include:

• ACA Healthcare Reform Compliance/Updates
• Benefit Plan Design & Administration
• DOL Audit Checklist
• Employee Education
• Employee Handbooks
• Employer Required Benefit Notices
• Employee Benefits Bulletin Communication
• ERISA/Wrap Documents and SPDs
• HR Support & Guidance
• On-Boarding and Off-Boarding Support
• On-Site Open Enrollment and Ongoing Employee Education Support
• Wellness Program Guidance

“We’ve been doing business with Webber and Grinnell for many years now. Their service is excellent, and I always know I can rely on them. I wouldn’t think of going any place else.”

— J.A. Wright, President - Wright Builders, Northampton

Business Insurance

We are one of the largest business insurance agencies in Western MA, with an experienced staff equipped to handle the most complex commercial insurance accounts. Our agency represents a wide array of commercial carriers in Massachusetts, allowing us to best meet the specific needs of each client. The businesses we work with represent a broad range of industries, including manufacturing, construction, distribution, hospitality, and not for profits.

We also offer many value added services that set us apart from other agencies. Our goal is to help clients identify coverage gaps before a claim occurs, and make informed decisions about managing the risk for potential loss. We take the time to provide a complete analysis of coverage and rate structure, tailoring policies that meet the unique needs of each business. This attention to detail gives our clients the most comprehensive insurance coverage at the best possible price.

“ ” I can always depend on the Ross Agency for great service for both my personal and business insurance needs. The location can’t be beat. “”

— Bill Murray Murray Service Co., Inc. Chicopee


Whether you are seeking insurance for your home, car or business, Ross, Webber and Grinnell has got you covered. Our dedicated and experienced staff takes pride in their personalized approach to the specific needs of every client - but our work doesn't stop there. We will guide you through every step of the claims process, and connect you to a network of local service companies that can help.

With a retention rate of over 95%, it's clear our clients both appreciate and depend on our quality service year after year.

“” Since the inception of our insurance program in 2000, Ross Insurance has satisfied our business and person insurance needs. They are constantly searching the market place for innovative solutions to our insurance requests. “”

— Doug Dreyer Dreyer Plumbing and Heating, Inc. Agawam

Homeowners Insurance

Every home is a unique and valuable asset, and your homeowners insurance coverage should reflect that. We live in the same community as our clients, and have firsthand knowledge of the issues facing Pioneer Valley homeowners. Whether you are concerned about ice dams, frozen pipes, falling trees or theft, we will tailor an affordable policy that best protects your home and gives you peace of mind.

““I just wanted you to know that as bank and borrowers counsel I have been dealing with many insurance agents and you are among the most efficient and knowledgeable I have ever encountered. Thank you!! You are a pleasure.””

— Paul M. Maleck, Esq. Doherty, Wallace, Pillsbury and Murphy, P.C.

Auto Insurance

Our staff provides meaningful and expert advice when selecting the right coverage for everyone in your family, while keeping premiums affordable.

We offer superior customer service over the phone, on the Web, or in person at our Holyoke office. Click on a link or send us a note for a free auto insurance quote.

commerce auto insurance quote
plymouth rock auto insurance quote

“” You’ve heard of the term “watch your back”. I’m delighted to say that Michelle Braidwood is certainly watching out for me. A month before my auto insurance policy was due for renewal, Michelle advised me of another reputable insurance company within the Ross network who would offer the same coverage for my 2 vehicles BUT at a reduction of cost, saving me $853.00… Thank you Michelle.””

— Walter Reznikiewiczl Holyoke


Get a Free Quote

Call us at 413.536.8380

Visit us at 150 Lower Westfield Road, Holyoke, MA 01040

Employee Directory

Send us a note: